Kalos™ Outsourced finance for owner-operators

Know what your numbers mean — not just what they are.

Monthly books you can trust, cash you can see thirteen weeks out, and someone to call before you make the decision — not after.

Book a 30-minute call No pitch. Bring one question you can’t answer from your books.

The problem

How it works

Ledger

Clarity

Books closed on a schedule, reconciled, and right. You stop wondering whether the numbers are real.

Rhythm

Momentum

Ledger, plus AP and AR run on a cadence. Bills paid on time, invoices chased, cash collected instead of hoped for.

Compass

Confidence

Rhythm, plus a CFO. A thirteen-week cash forecast, a monthly review, and someone in the room when the decision is big enough to matter.

Who you’re hiring

Ansel Michels

Ansel Michels

Principal

I’m the controller at a non-profit and the CFO and a part-owner of an environmental consulting firm — which means I spend my week doing for my own companies exactly what I’d do for yours: closing books, watching cash, and making calls with real money behind them. Before that I was a partner at a private equity firm.

I started Kalos because most owner-operated companies are paying for bookkeeping when what they actually need is someone to tell them what it means.

Common questions

What does Kalos do?
Kalos is outsourced finance for owner-operated small businesses and nonprofits, based in Houston. We keep your books closed on a schedule, run your bills and invoices, and give you CFO-level advice, so you know what your numbers mean and what to do next.
Who is Kalos a good fit for?
Established, revenue-generating owner-operated companies that need real finance help but don't need a full-time finance team. That includes real estate operators with several entities, professional services firms, and nonprofits. We're not a fit for pre-revenue startups.
How much does Kalos cost?
Pricing is a flat monthly fee based on your revenue, transaction volume, and complexity, not hourly billing. After a 30-minute intro call, you get a written proposal with a fixed price before any work starts.
Do you replace my bookkeeper or my tax CPA?
Neither has to go. Kalos can take over bookkeeping or work alongside your current bookkeeper, and we coordinate with your tax CPA rather than replace them. Our job is the layer in between: the monthly close, cash planning, and the decisions your books should inform.
What's the difference between Ledger, Rhythm, and Compass?
Ledger is monthly bookkeeping, closed and reconciled. Rhythm adds accounts payable and receivable, so bills get paid on time and invoices get collected. Compass adds a CFO: a 13-week cash forecast, a monthly review, and someone in the room for big decisions.
What software do you use?
We work in QuickBooks Online and Ramp, and connect the tools you already use for payroll, banking, and billing. Kalos is a Ramp partner. We don't run payroll ourselves, but we coordinate with your payroll provider.
How does getting started work?
Book a 30-minute call. If it's a fit, you'll get a proposal, then a short onboarding: we get access to your accounts, review your last few months of books, and agree on a monthly calendar.

Thirty minutes, and you’ll know whether this is worth a second conversation.

Bring your last month’s P&L if you have it handy. If you don’t, that’s useful to know too.

Book a 30-minute call