Kalos™ Outsourced finance for owner-operators

Compass · Confidence

Compass: a fractional CFO and a thirteen-week view of your cash.

A real finance department - strategy, forecast, and controls - for a fraction of a full-time CFO’s salary. Someone in the room when the decision is big enough to matter.

From $7,000/month · flat fee, never hourly

Book a 30-minute call

Sound familiar?

What it is

What’s included in Compass

Compass is Rhythm plus a fractional CFO. Kalos maintains a rolling 13-week cash forecast, builds your budget and reports plan versus actual each month, analyzes margin by job, customer, or service line, and joins your leadership meeting every week.

Who it’s for

Is Compass the right fit?

Owners who are growing fast, taking on debt, buying a competitor, or planning an exit in the next few years. Compass is deliberately limited to a small number of clients, because it’s Ansel’s time.

ClarityLedgerFrom $650/moMomentumRhythmFrom $1,150/moConfidenceCompassFrom $7,000/mo

Common questions

How much does a fractional CFO cost with Kalos?
Compass starts at $7,000 per month, which includes bookkeeping, AP and AR, and the CFO work. Your fee is a flat monthly price based on your revenue and complexity, never hourly, and you get a fixed written proposal after a 30-minute intro call.
What is a 13-week cash flow forecast?
A week-by-week projection of cash in and cash out over the next quarter, built from your receivables, bills, and payroll. It shows pinch points before they happen, so you can act early.
What does a fractional CFO do for a small business?
Forecasting, budgeting, margin analysis, lender and investor relationships, and decision support on pricing, hiring, debt, and acquisitions, delivered part time at a fraction of a full-time CFO's cost.
How many clients does Kalos take on for Compass?
Very few. Compass is delivered personally by Ansel Michels, CPA, so capacity is intentionally limited.

Thirty minutes, and you’ll know whether this is worth a second conversation.

Bring your last month’s P&L if you have it handy. If you don’t, that’s useful to know too.

Book a 30-minute call